RISK RESEARCH AND POLICY AUDIT FOR COMMERCIAL INSURANCE

Know the Risk. Audit the Policy.

Sarvada Risk Intelligence builds a company risk profile from public and external research, then audits the existing policy book against it. All major lines of business, grounded in IRDAI regulation, with citations on every finding.

All major LOBs covered
IRDAI grounded
Audit ready citations

Built for modern commercial brokers

backed by insurance experts
growing user community
secure by design
Product Walkthrough

See Sarvada in Action

A walkthrough of deep research, institutional-grade reports, risk snapshots, and the policy assistant, turning the public record into one structured decision matrix.

Trillions in risk are underwritten every year on incomplete information. Sarvada turns the entire public record into a single, structured decision layer.

Product Preview

See How Risk Audit Works

A static preview of Sarvada researching a company and auditing the policies already on file.

Sarvada Risk Intelligence

Run a risk audit on Crescent Auto Components. Series B funded, 320 staff, Chakan plant. Fire and group health policies attached.

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Researching the company. Industry, plant, workforce, funding stage, import flow. Risk profile drafted.

Company FilingsIRDAIMCAPolicy Documents
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Gap analysis against the policies on file:

Under-insurance:Fire SI declared 28 Cr. Reinstatement basis indicates 45 Cr.
Missing LOB:Marine open cover absent. Alloy imports observed in MCA filings.
Missing LOB:D&O absent. Series B board live since Aug 2025.
Weak clause:Group health maternity sub-limit 25k. Below current market benchmark.

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Data Sources:Company Filings • IRDAI • MCA • Policy Documents

Every finding cites the source it came from.

Everything You Need to Audit a Commercial Book

Research-grounded tooling for company risk profiles, policy gap analysis, and defensible reporting across all major lines of business.

Company Risk Profile

Sarvada researches the company from public filings, news, and industry data. Industry, location, plant, stock, workforce, and funding stage. Indicative sum insured ranges across the relevant lines of business.

Policy Gap Analysis

Upload the policies on file. Sarvada reads the schedule, coverage grants, exclusions, and clauses, and compares against the risk profile to flag what is missing or restricted.

Under-Insurance Detection

Declared values get checked against reinstatement and current market values. Sarvada flags shortfalls before the loss exposes them.

All Major LOBs Covered

Fire, marine, engineering, liability, burglary, group health, and the rest of the lines that define the commercial book.

IRDAI Grounded

Every finding sits on top of the relevant IRDAI regulation, circular, or filing. Defensible to the underwriter, the reviewer, and the regulator.

Audit-Ready Reports

Generate audit reports with full citation trail. Export to PDF or DOCX. Hand it to the client or the reviewer without rework.

How It Works

Three steps from a company name to an audit report.

01

Share the company and the policies

Drop in the company name and upload the policies on file. Sarvada asks targeted follow-ups to fill the gaps in what it can see from public sources.

02

Get the risk profile and the gap analysis

Sarvada drafts the company risk profile, then audits each policy on file against it. Under-insurance, missing coverages, and weak clauses, all flagged with citations.

03

Export the audit report

Download the full audit with citations on every finding. Share with the client or hand to the reviewer.

Built for Commercial Brokers

For the broker auditing the renewal, the underwriter reviewing the risk, and the risk manager protecting the balance sheet.

Commercial Brokers

Built for relationship managers running renewals and new placements across all major commercial lines. Walk into the client meeting with a defensible audit of their existing cover.

Underwriters and Risk Managers

For insurer-side underwriters reviewing submissions and corporate risk managers stress-testing their own programme. Wording-grounded analysis with a full source trail on every finding.

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Security & Compliance

Enterprise-grade security is built into every layer of Sarvada. Your sensitive data is protected by industry-leading security practices.

Learn about our security

Encryption Standards

Industry-leading data protection

Data Privacy

Protecting customer information

256-bit Encryption

Bank-grade data encryption at rest and in transit

AWS Infrastructure

Hosted on secure AWS data centers

Your data stays yours

We never use your assessment data to train our models. Your proprietary information remains completely confidential and is never shared with third parties.

Audit the next renewal with the full picture.

Join brokers, underwriters, and risk managers using Sarvada Risk Intelligence to research commercial risk and audit existing policies with citations on every finding.

Frequently Asked Questions

Two things. It researches a company and drafts a risk profile covering industry, location, plant, workforce, and funding context. Then it audits the company's existing commercial policies against that profile and flags gaps. All major lines of business, grounded in IRDAI, with citations.

A structured view of the exposures a commercial company carries. Industry and occupancy, plant and stock, building, workforce, import and export flow, funding stage, and indicative sum insured ranges across the relevant lines of business. Built from public filings, news, and verified industry sources.

Three things. Under-insurance, where declared values fall short of reinstatement or current market values. Missing coverages, where a line of business that the risk profile clearly requires is absent. Weak or missing clauses, where standard protections are not in the policy.

The company name to research and the policies currently on file. Sarvada drafts the risk profile from public filings, news, and industry data, then runs the gap analysis against the uploaded policies. No client questionnaire needed up front.

Yes. Encrypted at rest and in transit. Tenant-isolated, never shared with other brokers, never sold. Security posture documented at the security page.